Payment Plans and Partners
We’ve made sure we have payment plans that will fit anyone’s
needs, so you can furnish your home stress free.
One Application
It’s fast, secure and
no credit needed*
Check Your Eligibility Instantly
Match with multiple partners
Quick & Easy Checkout
Select PayPair payment at
checkout and complete
the required steps
Our Partners
No money down
Up to 13 months to ownership
No credit required****
90-day early buyout option
(877) 353-8696
info@uownleasing.com
No money down
Flexible payment solutions
No credit needed**
101-day early payoff option**
(855) 721-1188
info@americanfirstfinance.com
No money down
Pay over 13 or 18 months
No credit required
101-day early purchase option
(855) 447-4921
support@own.lease
Just $0.01 down
Flexible payment schedule
No credit needed***
90-day early buyout option
(844) 937-8275
customerservice@koalafi.com
Financing FAQs
What are PayPair payment plans?
We work with a variety of different partners that have different solutions, including Revolving Credit, Personal Credit Lines, Installment Loans, and Lease-to-Own.
How do PayPair payment plans work?
You can get approved by our partners for a payment plan at checkout. Upon approval, make a selection that best suits your needs.
What are the eligibility requirements for PayPair payment plans?
When you apply online at paypair.com you may be asked for the following:
- Name
- Address
- Mobile phone number
- Email
- SSN
- Date of birth
- Income information
Which financial services has PayPair partnered with?
Scroll up to learn more about our partners and their payment plans.
Do I need a good credit score to get approved for a payment plan?
No. Our partners consider many different factors in reviewing your application and regularly approve customers with less than perfect credit history.
What if I have a question about the payment plan I signed related to my order?
Contact the partner whom you signed your agreement with. Scroll up to find their contact information.
Can I pay off my lease-to-own item early?
Most partners offer an early buy-out option between 90 to 101 days.
**Approval is possible without a credit score, but credit may be checked. You can save money if you pay in full during the Early Buyout Option (EBO) period. You must make payments larger than your regular scheduled payments to ensure your account is paid off by the EBO expiration date. See agreement for details.
***“No Credit Needed” does not imply no credit check. This is a lease-to-own product. You will not own the leased items unless you make all scheduled payments or prepay in accordance with the lease. Details may vary by state. For qualifying customers only. Offer subject to change.
****This is a lease-to-own product and you will not own the product until you meet one of the buyout options within the lease agreement.